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ToolsWork out the numbers before you ring anyone.
Four calculators, no sign-up and no email required to see the answer. Each one also tells you what it cannot know, because that is usually the part that decides what a lender will actually do.
How Much Can I Borrow?
A realistic borrowing range based on income, commitments and deposit, plus the things that change it. Illustrative, not a lending decision.
Open it →Remortgage Savings
What your current rate costs against a new one, and what rolling onto your lender's standard variable rate would do to the monthly payment.
Open it →Rental Cover
Will the rent pass the lender's stress test? Work out the interest cover ratio on a buy-to-let and the maximum loan the rent supports.
Open it →Stamp Duty
Stamp duty on a residential purchase in England and Northern Ireland, including first-time buyer relief and the additional property surcharge.
Open it →Every calculator here is illustrative. They use the figures you type and general market assumptions, so none of them is a quote, a lending decision or advice.
Rather just ask us?
Tell us what you are trying to work out and an adviser will come back to you.
- One of the five advisers on Eastfield Road, not a call centre.
- Usually the same working day.
- No obligation, and nothing to sign at the end of it.
Would rather talk now? Call 01733 602 033.